How to survive the deepening cost of living crisis is occupying the minds of millions.
As energy bills and food costs soar, and with inflation predicted to hit 10 per cent, families are looking at ways to stay afloat by cutting back on non-essential spending.
How to survive the deepening cost of living crisis is occupying the minds of millions. As energy bills and food costs soar, and with inflation predicted to hit 10 per cent, families are looking at ways to stay afloat by cutting back on non-essential spending.
Smart package: The Jogger – from Renault’s budget arm Dacia – offers space for seven adults at a bargain price
At just over 4.5 m, the Jogger is the longest model in the Dacia range with innovative modular roof rails and split-folding seats with nearly 60 possible configurations
After paying for a roof over your head, the second biggest financial outgoing for most people is their motor car.
For the vast majority, this is an essential part of their busy lives getting them and their families to work, school, the shops.
Keeping motoring costs down is, therefore, vitally important despite rocketing fuel prices at the pumps.
Changing your car right now is a challenge.
The supply of new vehicles is constrained by a perfect storm of issues which has in turn increased demand for second-hand cars, whose prices have also soared.
A positive note
There are still new and used cars for tight budgets out there, though even here prices are rising as discounts disappear and finance deals become more expensive.
Romanian budget brand Dacia — the value-for-money arm of French car giant Renault — launched its new Dacia Jogger in March, a brilliant seven-seater multi-purpose vehicle, priced originally from £14,995, which I’ve just been driving.
Hikes: Dacia originally priced the Jogger from £14,995 when it launched in March, but manufacturing costs have gone up and the base-level Essential has increased to £16,645
Range: The Jogger is available in three trim levels: the base-level Essential from £16,645; the Comfort from £17,946, and the Extreme SE special edition which Ray drove drove at £18,745
All versions are equipped with air conditioning, cruise control and rear parking sensors
The bad news is that prices here too have increased, most recently on May 6.
With just three trim levels: the base-level Essential has increased to £16,645; Comfort rose from £16,595 to £17,946, and the top of the range Extreme SE special edition — which I drove — rose from £17,395 to £18,745.
Dacia blamed the rising cost of raw materials, citing steel up 80 per cent and plastics up 20 per cent. It’s affecting all manufacturers.
Consumer magazine WhatCar? says new car prices generally shot-up by 6.6 per cent to an average £42,054 as the ‘price crunch’ takes hold, but said Dacia’s increases were nearer 10.1 per cent. Nevertheless, the Jogger remains a smart package with three full rows of flexible seats in a good-looking car that is simple and comfortable to drive.
All three versions are equipped with air conditioning, cruise control and rear parking sensors.
Five value for money new cars
Hyundai i10: A smart city car with a frugal 1.0-litre 67hp petrol engine priced from £13,430
Suzuki Ignis and Swift: Priced from £14,749, the smallest Suzuki with a 1.2-litre Dualjet Hybrid is consumer magazine WhatCar?’s best small SUV offering up to 74.8 mpg. Suzuki’s Swift costs from £15,499, with £2,000 discounts
Citroen C3 You! Packed with kit and priced from £12,995 on the road, the C3 You! is the most affordable mainstream Citroen, although the Elixir Red premium metallic paint here is £695 extra
Kia Picanto: Korean Kia’s cheapest car is the Picanto 1 priced from £11,810 for the 1.0-litre city car — and a £1,750 discount for scrapping an older car. The next cheapest Rio costs from £14,460
Skoda Fabia: The cheapest Skoda now to order is the Fabia Comfort SE priced at £17,800, though if quick you might bag from stock the last of the limited Fabia Hatch S from £15,910
The Jogger is powered by Dacia’s frugal and efficient TCe 110 1.0-litre three-cylinder direct injection turbocharged petrol engine.
This handy 110 hp engine keeps the SUV jogging along at a steady pace — accelerating from rest to 62 mph in a stately 11.2 seconds up to a top speed of 114 mph. It’s far from boy-racer territory but drives well and is perfectly acceptable for a busy family.
But a big bonus is fuel economy of 49 mpg. CO2 emissions are 132g/km. Dacia’s first hybrid option joins the range next year.
The car is a practical proposition with room for seven adults.
At just over 4.5 m, it’s the longest model in the Dacia range with innovative modular roof rails and split-folding seats with nearly 60 possible configurations and up to 2,085 litres of cargo space.
There are fold-down tray tables (on my Extreme SE) and cup holders for the second-row seats while those in the third row have their own armrests and tilt-opening windows.
Put the rear seats down and you’ve got a huge estate. Add to that 23 litres of cubby hole storage space spread throughout the cabin, including a 7-litre glove box, front and rear door pockets capable of holding a 1-litre bottle, a 1.3-litre lidded storage bin within the centre console and six cup-holders.
I’m not the only one impressed. WhatCar? noted that the Jogger will be ‘a winner with cost-conscious families after a no-nonsense MPV’.Autocar hailed it for ‘superb versatility, outstanding value and so likeable with it’.
It’s not perfect however. Although it did well enough on physical safety, crash test experts at Euro NCAP marked the Jogger down because it is not fitted with Isofix or a safety belt warning light for the removable third row of seats, which weigh just 10kg.
So it received just one star — despite scoring four stars for adult occupant protection, three stars for child occupant protection and three stars for protecting vulnerable road users such as cyclists and pedestrians.
That’s because under Euro NCAP rules, a car can score only as highly as its lowest mark. Also, the test itself was on its sibling Sandero — not the actual Jogger itself.
The Jogger has 23 litres of cubby hole storage space, including a 7-litre glove box, front and rear door pockets, a 1.3-litre lidded storage bin within the centre console and six cup-holders
Comfort: There are fold-down tray tables (on my Extreme SE) and cup holders for the second-row seats while those in the third row have their own armrests and tilt-opening windows
Dacia blamed the rising prices on the cost of raw materials, citing steel up 80% and plastics up 20%, something that is affecting all manufacturers
Roomy: The Jogger boasts split-folding seats with nearly 60 possible configurations and up to 2,085 litres of cargo space
Will it fit in my garage? New Dacia Jogger
Model tested: Jogger Extreme SE
On sale: now
Price this variant: from £18,745
Price Jogger range: starting from £16,645
Trim levels: Essential / Comfort / Extreme SE
Engine: 1.0 litre TCe 110 3-cylinder turbocharged petrol
Power: 110 horse-power
0 to 62mph: 11.2 seconds
Top speed: 114mph
Fuel efficiency: Up to 49.6mpg
CO2 emissions: 132g/km
Warranty: 3 years / 60.000 miles (extendable to 6 years and 60,000 miles)
Width (mirrors folded): 1848mm
Width (mirrors extended): 2007mm
Height (with roof-bars): 1691mm
Gross weight: 1862kg
Tyres: 16 inches.
Fuel tank: 50 litres
Boot volume: 212 litres to 2085 litres (depending on seat configuration)
Loading length: 1100mm to 2000mm (depending on seat configuration)
Max unbraked towing weight: 1200kg
Max braked towing weight: 640kg
Dacia’s Sandero was until this month the undisputed cheapest new car on the market costing from £7,995, but that too has seen an increase to £12,295, exacerbated by the previously lowest Access trim level being discontinued because of low demand.
Customers preferred to pay a bit more to get more spec, said Dacia.
Prices for the sportier and more rugged Dacia Stepway have risen from £11,495 to £13,795 — with a choice of 1.0-litre three-cylinder petrol engines in either turbo or LPG. So those who ordered before the rises are quids in.
Other value-for-money buys include models from Kia, Citroen, Hyundai, Skoda, MG, and SEAT, but the best bargains are to be had on models just about to be replaced.
And marques like Skoda and Kia, which were once seen as budget brands, have over time become increasingly upmarket and pricier, just as Japanese brands Honda, Nissan and Toyota did decades ago.
There are other ways to save. Few people pay for a new car outright by cash these days, and most look to a finance deal.
After a down payment, the monthly terms of a few hundred pounds a month can look tempting.
But always do your homework and look at the whole-life cost of the deal on offer. And haggle hard. All dealers have wriggle room.
Hybrids and plug-in hybrids (PHEVs) help boost fuel economy by integrating electric power with a conventional petrol engine, so are worth considering.
Frugal: The Jogger has an impressive fuel economy of 49 mpg. CO2 emissions are 132g/km and Dacia’s first hybrid option joins the range next year
Experts at Euro NCAP marked the Jogger down because it is not fitted with Isofix or a safety belt warning light
Ease off the gas
Shop around to get your insurance premium down. Sadly insurance firms too often penalise loyalty by pushing up the premiums of long-standing customers, while offering the cheapest deals to prospective new customers to hook them in.
So play the game yourself. Don’t be shy about shopping around and playing one deal off against another. But always check the small print.
And watch that right foot. If you ease off the accelerator and drive more smoothly you can boost your fuel efficiency and keep those pump bills down.
Every little helps.
Demand up for second-hand cars
As demand continues to exceed supply — and used prices soar — second-hand car sales increased by 5.1 per cent for the first quarter of this year to more than 1.77 million, according to the latest figures from the Society of Motor Manufacturers and Traders.
Sales of used electric cars doubled to 14,586. But traditional petrol and diesel vehicles still account for 96.2 per cent of the used market.
Perfect storm: Used prices have soared with second-hand car sales up by 5.1% for the first quarter of this year
Plug-in hybrid vehicles accounted for 3.6 per cent of the market share — up from 1.6 per cent in the first quarter of last year.
Mini, dual purpose and supermini segments saw the largest growth, up 13.5 per cent, 12.3 per cent and 9.1 per cent respectively.
Ian Plummer, commercial director at Auto Trader, said: ‘Demand is still very robust. Anyone expecting a significant drop in retail prices any time soon will be sorely disappointed.
‘The real pinch point is for cars aged less than three years old, as there are at least two million fewer available compared to pre-pandemic levels.
This is due to the massive recent shortfall in new car sales — caused by the double whammy of forecourt closures and the global shortage of semiconductors.’
Top ten best-selling used cars in the first three months of this year were: Ford Fiesta, Vauxhall Corsa, VW Golf, Ford Focus, Vauxhall Astra, MINI, BMW 3-series, VW Polo, Audi A3 and BMW 1 series.
Most popular used car colour was black, with one in five cars (338,418 in total) changing hands painted in the that shade. It was followed by blue, silver, grey, white, red, green, orange, yellow and beige.
At the other end of the spectrum, just 1,184 pink cars were bought by second owners.
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Motoring on a budget: The right cars for the cost of living crisis Source link Motoring on a budget: The right cars for the cost of living crisis