More than 100,000 retirees are not said to be able to claim a state pension and can lose thousands of pounds each year.
State pension rules mean that those who are not eligible for benefits when they reach retirement age can qualify later, but the government has notified if and when they can claim it. not.
An analysis by former pension minister Sir Steve Webb reveals that more than 250,000 people over the age of 70 do not collect any state-owned pensions today.
Pressure: The Department for Work and Pensions is being asked to do more to ensure that everyone eligible for a pension is aware of the right to claim.
Still, many are entitled to at least £ 82.45 a week just because they are over 80 years old.
According to new reports from consultancy Lane Clark and Peacock (LCP), the new numbers show that at least 100,000 people over the age of 80 have no pensions at all.
In addition, it is feared that many wives who do not have a pension may have missed it because they do not know whether they can charge the fee based on their husband’s work performance.
The Department for Work and Pensions (DWP) is now required to do more to ensure that everyone eligible for a pension is aware of the right to claim.
You may not be eligible for a pension when you reach the national pension age, such as if you have not paid enough national insurance contributions or spent most of your work in another country.
However, those who retired before April 2016 under the old state-owned pension system can still claim their income after retirement.
All UK residents over the age of 80 can charge £ 82.45 a week, £ 4,000 or more per year if they have lived in the country for 10 of the last 20 years, regardless of work record.
A wife can claim a rate equivalent to 60% of her husband’s basic pension, but widow and divorce can charge the same rate as her husband.
Left behind: Many wives without pensions are concerned that they are missing because they do not know that they can charge based on their husband’s work records.
This was analyzed by LCP partner Sir Steve last year and found that tens of thousands of older women are missing out on better pensions.
A scandal unfolded and revealed that about 200,000 women were in debt of nearly £ 3 billion due to the negligence of government agencies.
DWP currently employs 500 additional staff to examine records and identify all low-wage women.
However, Sir Steve said the survey is unlikely to include hundreds of thousands of retirees who are currently eligible, although they have not collected any state pensions.
According to today’s report, there are 7.87 million people in the UK over the age of 70, but only 8.53 million receive state pensions, a difference of 250,000.
Some missing pensioners may be in their 70s or older who have postponed their state pension to claim later, or may be receiving certain disabilities or long-term care benefits that may reduce their eligibility. There is sex.
I went from nothing to £ 82 a week
Bernie Weallans was not said to one day be entitled to a pension based on her husband’s work records.
Born in the Netherlands, Bernie Weallans, 73, spent most of her work outside the UK and never received her own state pension.
When Bernie turned 60, she wasn’t eligible for a pension. However, she was not said to be entitled to a fee someday based on her work records when her English husband Martin turned 65.
The couple, who worked in the oil industry and now live in Brighton, have been married for over 40 years.
Bernie’s friend contacted Sir Steve after reading the news coverage of an underpaid married woman.
Her married woman’s pension should have been paid automatically five years ago, so DWP has since paid Bernie over £ 20,000 in arrears. She currently receives £ 82.45 a week.
Bernie said: “This extra money will allow us to do more to support our children and grandchildren.”
They can also be people with large gaps in national insurance contributions. Retirees must contribute at least 25 percent of their adulthood to qualify for a national pension.
However, according to the LCP report, about 107,000 people (65,000 women and 42,000 men) were over 80 years old but did not receive a state pension. Sir Steve said:
“If you have a special state pension that is paid to people over the age of 80 who do not depend on national insurance contributions, it is difficult to understand why over 100,000 people over the age of 80 are still using the zero pension. ..
“Government needs to do more to identify people receiving zero state pensions and ensure they undertake eligible pensions.”
If 100,000 people over the age of 80 charge £ 82.45 a week, this would cost DWP more than £ 400 million a year.
He says people over the age of 80 may not know if they can and how they can.
The LCP report states that more needs to be done to raise awareness among older people who are not receiving state pensions.
Caroline Abrahams, charity director at Age UK, said the government’s reluctance to claim state-owned pensions for people in their 80s and above was “totally unacceptable.”
She states: Policies must change urgently so that this significant number of people over the age of ’80 get the money they have to pay.
“We just wonder how they can survive without the help of the state.
“Achieving goals must be a constant struggle, and it’s scary to think about how comfortable their lives would be if the government contacted them once they qualified.”
State-owned pensions offered to people over the age of 80 are known as Category D pensions. It’s worth 60 percent of the basic state pension rate.
However, qualified persons must claim their own pension in order to receive it. Therefore, anyone who is late for billing can have their pension payments retroactively paid for only one year.
A DWP spokesman said:
“Anyone who thinks they are eligible to receive a state pension can find a way to apply from gov.uk.”
To see if you can claim it, please visit lcp.uk.com/zero-state-pension.
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How 100,000 People Have Hidden State Pensions
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